Currently Browsing: Dave Says 9 articles

Dave-Says

There’s No Fun in Dysfunctional

My husband and I are both 25. We’ve been married just over a year. I’m a stay-at-home mom, and we have one baby. Because I’m home with our son and […]

Medical-Emergencies-Come-First

Medical Emergencies Come First

I recently experienced a medical emergency and unexpected hospital stay. I’m about halfway through Baby Step 2, and I’m paying off my debts using the debt snowball system. I have […]

Investing-or-Paying-Off-Student-Loan-Debt

Investing or Paying Off Student Loan Debt?

Our daughter is a student, and she has $10,000 in student loan debt. She works part-time, and has a couple of scholarships, but she has borrowed a little along the […]

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Don’t Kick a Guy When He’s Down (but Don’t Let Him Throw a Pity Party, Either)

Our son used to own and run his own small business, until it went bankrupt a few months ago. We let him move in with us, because he hasn’t been […]

Dave-Ramsey-Aug-25

Should You Save for Retirement Before Funding College for Your Kids?

I just started listening to your radio show a few months ago, and I love your advice. I do have a question about the order of two of the Baby […]

Dave-Says

Getting Lower Rates to Help Pay Off Credit Cards Sooner?

How do you feel about moving credit card balances to other companies to get lower rates when you’re trying to get out of debt? I just paid off my first […]

dave-says-june-25

You and Your Wife Have to Get on the Same Page

My wife has run her own small business for the last three years. I try to be positive, and help whenever I can, but the truth is things aren’t going […]

Dave-Says-May-25

Should I Buy My Soon-To-Be Ex-Wife a New Car?

My wife and I are going through a divorce, and she just had our first child. Under the circumstances, I feel it’s my responsibility to take care of her for […]

A Sacrifice Will Be Required

Q. I bring home about $2,800 a month, and our mortgage payment is $1,100. We have been forced to take money out of our savings account occasionally over the last […]

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